Contractors, subcontractors, and independent tradesmen should carry commercial insurance. It not only protects your business, but it’s often a requirement by many employers before you can start working for them.
Commercial auto liability coverage provides protection for any business-owned or leased commercial vehicle. Policies usually include collision and damage coverage as well as coverage for property and personal damage to others.
Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. (They also sell coverages separately.) One package purchased by small and mid-sized businesses is the business owners policy (BOP).
Personal umbrella insurance provides coverage beyond your homeowner or auto policy by adding an extra layer of liability coverage. Coverage is provided in amounts of $1,000,000 increments. Umbrella insurance also covers situations that may not be covered by another policy…
Even though you don’t own your own home you have personal property that can be lost to fire, burglary and even lawsuits.
If you have purchased a condo or co-op, the bank will require insurance to protect its investment in your home. You may, however, need more insurance to cover your personal items, liability or fees that may be charged to you…
Flood insurance covers losses to your property caused by flooding. From structural and mechanical damage to flood debris clean-up and floor surfaces (like carpeting and tile), your investment is protected by a flood insurance policy, something that your homeowners policy…
Choosing the right insurance policy is much like choosing the right bike. You want it to fit your needs and lifestyle, but at the same time be within your budget.
Most companies provide limited coverage for property damage for small boats such as canoes, sail boats or small power boats with less than 25 horse power under a homeowners or renters insurance policy.
Recieve a competitive and comprehensive life or health insurance